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Customer can pay for items in their ecommerce shopping cart using VISA, MasterCard, AMEX or other credit cards in addition to PayPal. KloudoZ uses a payment gateway to accept credit card payments. A payment gateway is a remotely hosted software application that enables merchants to accept credit card and electronic check payments directly from their website.
The payment information submitted on the site is captured and securely transmits the transaction data to an appropriate financial institution to process and deposit funds into your merchant account. The funds are then deposited into your bank account. Some payment gateways also include a virtual terminal, which allows merchants to use an optional way of receiving online payments. Using the payment gateway virtual terminal, the merchant can key in transaction data.